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UK insurers face a surge in subsidence claims following record summer heat
Major insurers report a dramatic increase in property subsidence claims driven by extremely hot weather that shrinks the ground beneath homes.
The UK's largest insurer, Aviva, along with competitors like Hastings Direct and Axa, has reported a surge in household subsidence claims following exceptionally hot summer weather. Dry conditions cause the ground underneath properties to shrink and undermine foundations, leading to structural issues such as cracks and sloping floors. The rising frequency and value of claims highlight the growing threat of climate change to millions of UK homes, particularly older properties built on clay-rich soil. Industry experts warn that millions of houses could face similar risks in the coming decades as weather patterns shift.
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